Products &
Programs

Explore Our Wide Array of Mortgage Products: Designed for Flexibility and Success

the most complete set of mortgage programs available

Mortgage Types

Conventional

We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience.

Conventional Cash-Out 90

Conventional 1% Down

Home Possible®

HomeReady®

HomeOne®

One-Time Close New Construction (Conventional)

Limited Review Condos

Adjustable-Rate Mortgages (ARMs): 5, 7, and 10 Year

FHA

Help more borrowers who may not qualify for conventional financing achieve the dream of homeownership.

FHA Loans

FHA Elite

FHA 203k

FHA Streamline

FHA 3/1 & 5/1 ARMS

VA

A VA loan isn’t just a benefit — it’s a strategic advantage. At Lending Heights Mortgage, we offer an entire suite of VA programs designed to meet the unique needs of those who have served in the Armed Forces. Whether it’s 100% financing, refinancing, or flexible ARM options, our VA loan lineup delivers the competitive edge and simplicity your military clients deserve.

VA Purchase Loans

VA Elite

VA IRRRL

VA 3/1 & 5/1 ARMS

USDA

Lending Heights USDA loans are a great option for borrowers seeking 100% financing in eligible rural areas. Recognized as a top-tier USDA lender, Lending Heights offers a smooth, efficient process to help you close on time — with direct access to underwriting and rapid turn times.

USDA Loans

USDA Renovation

Jumbo Loans

A jumbo loan is a mortgage designed for high-value homes that exceed conventional loan limits, offering flexible terms and competitive rates for qualified borrowers.

Jumbo 30-Year Fixed

Prime Jumbo Max ARMs (7- and 10-Year Fixed)

Prime Jumbo Interest Only (30-Year Fixed)

Jumbo 15-Year Fixed – White

Jumbo 30-Year Fixed – Purple

Jumbo 15-Year Fixed – White

Prime Jumbo ARMs (5-, 7-, 10-Year Fixed)

Prime Jumbo Interest Only (30-Year Fixed)

Bank Statement Loans

Bank Statement Fixed – Blue

Bank Statement Fixed – Orange

Bank Statement Fixed – Pink

Bank Statement Fixed – Yellow

Non-QM

A Non-QM (Non-Qualified Mortgage) loan is a mortgage product that does not strictly conform to traditional lending guidelines, offering more flexible underwriting standards for borrowers with unique income situations or credit profiles, such as Jumbo, Bank Statement, and Investor Flex DSCR loans.

Jumbo Loans

Bank Statement

DSCR

HELOC

Piggyback HELOC- Pink (30-Year)

Standalone HELOC – Pink (20- And 30-Year)

Standalone HELOC – Yellow (20- And 30-Year)

DSCR

Originate our Investor Flex loans in 35 states, even without a license in those states: AL, AK, AR, CO, CT, DE, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MS, MO, MT, NE, NH, NM, OH, OK, PA, RI, SC, TX, VA, WA, DC, WV, WI, WY

DSCR

Download Products Brochure

Compare a loan scenario with LIVE pricing

Click the link below to go to our live pricing engine so you can compare on your own

Become a Modern Loan Originator

Here, it's the easiest ®

Meet your new superpower—Hite. Our all-in-one, web-based platform gives you total control and flexibility to manage loans seamlessly from any device, anywhere. With Hite, you’ll have access to a vast lender marketplace, real-time pricing, an intuitive CRM, and a streamlined POS that makes the client experience effortless. Designed for speed and simplicity, Hite empowers you to originate, communicate, and close with maximum efficiency—because you deserve a platform that works as hard as you do.